At the July meeting of the Parish Council a report was received from Staffordshire Police. On top of the information in the Quarterly Parish Newsletter there was the following advice for residents in avoiding scammers.
Beware of Scammers
- Do not give any personal information (name, address, bank details, email or phone number) to organisations or people before verifying their credentials.
- Many frauds start with a phishing email. Remember that banks and financial institutions will not send you emails asking you to click on a link and confirm your bank details. Do not trust such emails, even if they look genuine. You can always call your bank using the phone number on a genuine piece of correspondence website (typed directly into the address bar) or phone book to check if you’re not sure.
- Destroy and preferably shred receipts with your card details on and post with your name and address on. Identity fraudsters don’t need much information in order to be able to clone your identity.
- Make sure your computer has up-to-date anti-virus software and a firewall installed. Ensure your browser is set to the highest level of security notification and monitoring to prevent malware issues and computer crimes.
- Sign-up to Verified by Visa or MasterCard Secure Code whenever you are given the option while shopping online. This involves you registering a password with your card company and adds an additional layer of security to online transactions with signed-up retailers.
- If you receive bills, invoices or receipts for things you haven’t bought, or financial institutions you don’t normally deal with contact you about outstanding debts, take action. Your identity may have been stolen.
- You should regularly get a copy of your credit file and check it for entries you don’t recognise. Callcredit, Equifax, Experian, ClearScore and Noddle can all provide your credit file. An identity protection service such as ProtectMy ID monitors you Experian creit report and alerts you by email or SMS to potential fraudulent activity If it’s fraud, a dedicated caseworker will help you resolve everything.
- Be extremely wary of post, phone calls or emails offering you business deals out of the blue. If an offer seems too good to be true, it probably is. Always question it.
- If you have been victim of fraud, be aware of fraud recovery fraud. This is when fraudsters pretend to be a lawyer or a law enforcement officer and tell you they can help you recover the money you’ve already lost.